| By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to. | | CEOs across the market, economy agree on one 2022 prediction: More volatility, no end to Covid CEOs across the economy were optimistic in their 2022 outlook before the omicron variant of Covid emerged. Are they still now? The message from CEOs: Expect volatility to rule again in 2022 | | 22 of Our Favourite Healthy Ways to Welcome 2022 Now that 2022 is upon us, there’s no better time to welcome the new year than with a renewed passion for your wellbeing, focusing on everything from your brain health to your inner peace, your diet to your workout routine. With a little bit of consistent effort and some small steps, you’ll slowly change your lifestyle for the better. These are the best ways to welcome 2022, according to experts and researchers. | | Meg Jay: Essential questions to ask your future self | TED  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Ronald | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ronald, All rights reserved. | |  | | Alex, Manager I have worked with Ronald for many years on our investments and retirement planning. I was very impressed with his trustworthiness, client-orientation, and value-added services.
Ronald is very trustworthy and put my interests first throughout the entire process. He took the time to understand my financial goals and concerns, and he made sure to explain all of the options to me in a clear and concise way. I felt confident that I could trust Ronald to make the best decisions for my financial future.
Ronald is also very client-oriented. He was always available to answer my questions and he went above and beyond to help me understand my financial situation. He was also very patient with me, even when I was asking a lot of questions.
Finally, Ronald provided me with a lot of value-added services. He helped me to identify opportunities where I could invest my money, and he also helped me to create an investment plan that would help me to achieve my retirement goals. I am confident that I am in a much better financial position now thanks to Ronald. | |  | | Yani, F&B I met Ronald for the first time in June, and I was very impressed with his professionalism. He was on time for our appointment and had a very organised introduction. He took the time to listen to my needs and goals, and he was able to explain the different financial options available to me in a clear and concise way. I felt like he was genuinely interested in helping me achieve my financial goals, and I would definitely recommend him to anyone looking for a financial advisor.
| |  | | HX - Pharmacist I am delighted to express my appreciation for Ronald, my financial consultant, who has consistently demonstrated a client-oriented and proactive approach.
Ronald stands out for his genuine commitment to understanding my financial goals, tailoring advice to my needs, and making me feel truly cared for.
What sets Ronald apart is his proactive mindset. He anticipates challenges, adjusts strategies promptly, and keeps me informed about market trends. This proactive communication style has instilled confidence in his ability to navigate the financial landscape. | |  | | Murali (mediaperson) Ronald has this amazing ability to come up with creative solutions to any financial situation. He is completely client oriented and has helped me a few times already, and I feel comfortable in the knowledge that if I have a financial requirement, he is there for me. | |  | | Terry Ronald have a good knowledge in investment and also mortgage. | |  | | Kelly, Regional Account Manager - Customer Success @ TripAdvisor Bright, motivated and hard working person with strong knowledge in finance management and investment. Additionally he can develop and implement financial plans from personal wealth to family planning, house mortgages.. etc... | | | | |
