Home Dreamers

Ronald

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Ronald

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Testimonials and Referral Notes

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Yani, F&B

I met Ronald for the first time in June, and I was very impressed with his professionalism. He was on time for our appointment and had a very organised introduction. He took the time to listen to my needs and goals, and he was able to explain the different financial options available to me in a clear and concise way. I felt like he was genuinely interested in helping me achieve my financial goals, and I would definitely recommend him to anyone looking for a financial advisor.

Denny Koh - Software Engineer at Integrating Systems

Ronald's very efficient in helping his client to sort out their property and investment portfolio. Always providing value for everyone around him.

Rajesh - Manager @ Singtel

I had the pleasure of working with Ronald on my financial planning journey, and I couldn't be more impressed. He is truly client-oriented, always putting my needs and goals first. His responsiveness and ability to deliver on time gave me peace of mind throughout the process. What sets Ronald apart is his dedication to adding value at every step, going above and beyond to ensure I had a clear understanding of my options and the confidence to make informed decisions. Moreover, he is an exceptional listener, taking the time to understand my concerns and preferences before offering tailored solutions. I highly recommend Ronald to anyone seeking a partner they can trust.

Murali (mediaperson)

Ronald has this amazing ability to come up with creative solutions to any financial situation. He is completely client oriented and has helped me a few times already, and I feel comfortable in the knowledge that if I have a financial requirement, he is there for me.

Kelly, Regional Account Manager - Customer Success @ TripAdvisor

Bright, motivated and hard working person with strong knowledge in finance management and investment. Additionally he can develop and implement financial plans from personal wealth to family planning, house mortgages.. etc...

James Thng - Team Lead @ Chemicrete Enterprise Pte Ltd

"you only need these essential set of insurance, that's all" always said by Ronald, he has enlightened me what are the key and only risk management we need. and i can finally focus on building my wealth for passive income