Finding The Silver Lining

Ronald

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Ronald

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Testimonials and Referral Notes

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Denny Koh - Software Engineer at Integrating Systems

Ronald's very efficient in helping his client to sort out their property and investment portfolio. Always providing value for everyone around him.

James Thng - Team Lead @ Chemicrete Enterprise Pte Ltd

"you only need these essential set of insurance, that's all" always said by Ronald, he has enlightened me what are the key and only risk management we need. and i can finally focus on building my wealth for passive income

Terry

Ronald have a good knowledge in investment and also mortgage.

David - Engineer

I want to express my gratitude to Ronald. He excels in staying up-to-date on financial trends and consistently provides value-added services that have significantly enhanced my financial journey. Ronald is not only knowledgeable about the latest market trends but also incorporates this awareness into our discussions, helping me navigate opportunities and risks effectively. Beyond traditional advice, he delivers insightful analyses and personalized recommendations, adding substantial value to my financial decisions.

HX - Pharmacist

I am delighted to express my appreciation for Ronald, my financial consultant, who has consistently demonstrated a client-oriented and proactive approach. Ronald stands out for his genuine commitment to understanding my financial goals, tailoring advice to my needs, and making me feel truly cared for. What sets Ronald apart is his proactive mindset. He anticipates challenges, adjusts strategies promptly, and keeps me informed about market trends. This proactive communication style has instilled confidence in his ability to navigate the financial landscape.

Nathanael Tan - Software Engineer @ Homage

Worked with Ronald for more than a year, he is truly a master of his craft whether it's his knowledge of the financial industry or his rapport with his clients. Would definitely seek his advice on financial products and mortgage related queries