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Ronald

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Ronald
 
 
 
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Testimonials and Referral Notes

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James Thng - Team Lead @ Chemicrete Enterprise Pte Ltd

"you only need these essential set of insurance, that's all" always said by Ronald, he has enlightened me what are the key and only risk management we need. and i can finally focus on building my wealth for passive income

Nathanael Tan - Software Engineer @ Homage

Worked with Ronald for more than a year, he is truly a master of his craft whether it's his knowledge of the financial industry or his rapport with his clients. Would definitely seek his advice on financial products and mortgage related queries

Yani, F&B

I met Ronald for the first time in June, and I was very impressed with his professionalism. He was on time for our appointment and had a very organised introduction. He took the time to listen to my needs and goals, and he was able to explain the different financial options available to me in a clear and concise way. I felt like he was genuinely interested in helping me achieve my financial goals, and I would definitely recommend him to anyone looking for a financial advisor.

Denny Koh - Software Engineer at Integrating Systems

Ronald's very efficient in helping his client to sort out their property and investment portfolio. Always providing value for everyone around him.

Murali (mediaperson)

Ronald has this amazing ability to come up with creative solutions to any financial situation. He is completely client oriented and has helped me a few times already, and I feel comfortable in the knowledge that if I have a financial requirement, he is there for me.

David - Engineer

I want to express my gratitude to Ronald. He excels in staying up-to-date on financial trends and consistently provides value-added services that have significantly enhanced my financial journey. Ronald is not only knowledgeable about the latest market trends but also incorporates this awareness into our discussions, helping me navigate opportunities and risks effectively. Beyond traditional advice, he delivers insightful analyses and personalized recommendations, adding substantial value to my financial decisions.