| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Ronald | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ronald, All rights reserved. | |  | | Denny Koh - Software Engineer at Integrating Systems Ronald's very efficient in helping his client to sort out their property and investment portfolio.
Always providing value for everyone around him. | |  | | Rajesh - Manager @ Singtel I had the pleasure of working with Ronald on my financial planning journey, and I couldn't be more impressed.
He is truly client-oriented, always putting my needs and goals first. His responsiveness and ability to deliver on time gave me peace of mind throughout the process. What sets Ronald apart is his dedication to adding value at every step, going above and beyond to ensure I had a clear understanding of my options and the confidence to make informed decisions.
Moreover, he is an exceptional listener, taking the time to understand my concerns and preferences before offering tailored solutions.
I highly recommend Ronald to anyone seeking a partner they can trust. | |  | | Dan Ler, Real Estate Rep @ ERA Received very professional advice from Ronald, with regards to protecting my clients assets against inflation and sudden death. He has been a very crucial part of the closing of my 2 units in Pasir Ris and Loyang | |  | | Alex, Manager I have worked with Ronald for many years on our investments and retirement planning. I was very impressed with his trustworthiness, client-orientation, and value-added services.
Ronald is very trustworthy and put my interests first throughout the entire process. He took the time to understand my financial goals and concerns, and he made sure to explain all of the options to me in a clear and concise way. I felt confident that I could trust Ronald to make the best decisions for my financial future.
Ronald is also very client-oriented. He was always available to answer my questions and he went above and beyond to help me understand my financial situation. He was also very patient with me, even when I was asking a lot of questions.
Finally, Ronald provided me with a lot of value-added services. He helped me to identify opportunities where I could invest my money, and he also helped me to create an investment plan that would help me to achieve my retirement goals. I am confident that I am in a much better financial position now thanks to Ronald. | |  | | David - Engineer I want to express my gratitude to Ronald. He excels in staying up-to-date on financial trends and consistently provides value-added services that have significantly enhanced my financial journey.
Ronald is not only knowledgeable about the latest market trends but also incorporates this awareness into our discussions, helping me navigate opportunities and risks effectively.
Beyond traditional advice, he delivers insightful analyses and personalized recommendations, adding substantial value to my financial decisions. | |  | | Yani, F&B I met Ronald for the first time in June, and I was very impressed with his professionalism. He was on time for our appointment and had a very organised introduction. He took the time to listen to my needs and goals, and he was able to explain the different financial options available to me in a clear and concise way. I felt like he was genuinely interested in helping me achieve my financial goals, and I would definitely recommend him to anyone looking for a financial advisor.
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